Major legislative changes can significantly influence lending markets, borrower behavior, tax obligations, business investment decisions, and overall credit risk. The One Big Beautiful Bill Act introduces a range of provisions that may affect individuals, businesses, and financial institutions, creating both opportunities and challenges for borrowers and lenders.
This webinar examines the key components of the legislation and explores its potential impact on credit markets, loan demand, borrower cash flow, tax planning, and lending risk. Participants will gain practical insights into how the law may influence underwriting decisions, portfolio management, and borrower financial performance in the months and years ahead.
Understand the major provisions of the One Big Beautiful Bill Act.
Learn how legislative changes may affect borrowers' financial positions.
Evaluate potential impacts on lending activity and credit demand.
Assess changes that could influence borrower repayment capacity.
Strengthen underwriting and risk assessment processes.
Identify opportunities and challenges for financial institutions.
Gain insights into tax and financial planning considerations.
Prepare for evolving regulatory and economic conditions.
Stay informed on developments that may affect lending strategies.
Commercial and consumer lenders
Credit analysts and underwriters
Loan officers and relationship managers
Banking executives and managers
Credit risk and portfolio managers
Compliance and regulatory professionals
Financial advisors and consultants
Accountants and tax professionals
Business owners and corporate finance leaders
Anyone involved in lending, credit analysis, or financial decision-making
Overview of the One Big Beautiful Bill Act
Key Tax and Economic Provisions Affecting Borrowers
Impact on Individual and Business Cash Flow
Implications for Consumer Lending and Credit Demand
Effects on Commercial Borrowers and Business Financing
Changes Influencing Borrower Repayment Capacity
Credit Risk Considerations for Lenders
Underwriting Adjustments and Loan Review Strategies
Impact on Specific Industries and Market Segments
Tax Planning Considerations for Businesses and Individuals
Economic Outlook and Lending Market Trends
Portfolio Monitoring and Risk Management Practices
Regulatory and Compliance Considerations
Case Studies and Practical Lending Scenarios
Strategies for Borrowers to Navigate Legislative Changes
Best Practices for Lenders Responding to New Economic Conditions.
Principal
Devon Risk Advisory Group
Dev Strischek A frequent speaker, instructor, advisor, and writer on credit risk and commercial banking topics and issues, Dev is principal of Devon Risk Advisory Group and engages in consulting, speaking and training on a wide range of risk, credit, and lending topics. As former SVP and senior credit policy officer at SunTrust Bank, Atlanta, he was responsible for developing, implementing, and administering credit policies for SunTrust's wholesale lines of business--commercial, commercial real estate, corporate investment banking, capital markets, business banking, and private wealth management. He also spent three years as managing director and credit approver in SunTrust's Florida commercial lending and corporate investment banking areas, respectively. Prior to SunTrust, Dev was chief credit officer for Barnett Bank's Palm Beach market. Besides stints at other banks in Florida, Kansas City, and Ohio, Dev's experiences outside of banking include CFO of a Honolulu construction company, combat engineer officer in the U.S. Army, and college economics instructor in Hawaii, Missouri, and Florida. A graduate of Ohio State University and the ABA Stonier Graduate School of Banking, he earned his M.B.A. from the University of Hawaii.
Dev serves as an instructor in the ABA’s Stonier Graduate School of Banking, the Southwestern Graduate School of Banking, the Pacific Coast Banking School, and the American Bankers Association's (ABA) Commercial Lending. His school, conference, and workshop audiences have included participants drawn from the ABA, RMA, OCC, Federal Reserve, FDIC, FFIEC, SBA, the Institute of Management Accountants (IMA) and the AICPA.
Dev has written about credit risk management, financial analysis and related subjects for the ABA's Commercial Insights, the Risk Management Association's RMA Journal, and other business professional journals. He is the author of Analyzing Construction Contractors and its related RMA workshop. A past national chair of RMA and former Florida Chapter president, Dev serves as a member of the RMA Journal's advisory board, and an ex-officio board member of the Florida and Atlanta RMA chapters. He also serves on the advisory board of the Atlanta Chapter of the Professional Risk Managers' International Association (PRMIA), and he has consulted on credit risk issues with banks in Morocco, Egypt, and Angola through the US State Department's Financial Service Volunteer Corps (FSVC)