Construction Lending and Real Estate Credit Administration--Evaluating, Underwriting, and Monitoring construction loans
Webinar Details
Overview
Construction lending presents unique risks and opportunities that require specialized underwriting, administration, and monitoring practices. From project feasibility and borrower strength to budget analysis and draw management, lenders must carefully evaluate multiple factors throughout the life of a construction loan to ensure successful project completion and minimize credit risk.
This webinar provides a comprehensive review of construction lending and real estate credit administration, focusing on best practices for evaluating, underwriting, and monitoring construction loans. Participants will gain practical insights into project assessment, risk identification, loan structuring, and ongoing portfolio management to strengthen credit quality and regulatory compliance.
Why You Should Attend
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Gain a comprehensive understanding of construction lending fundamentals.
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Learn best practices for evaluating construction loan requests.
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Strengthen underwriting and credit analysis skills.
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Understand key risks unique to construction financing.
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Improve project monitoring and loan administration processes.
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Learn how to identify early warning signs of project problems.
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Enhance compliance with regulatory expectations and lending standards.
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Reduce credit losses through effective risk management.
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Build confidence in managing construction lending portfolios.
Who Will Benefit
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Commercial lenders and bankers
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Credit analysts and underwriters
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Construction loan administrators
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Credit risk and portfolio managers
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Loan review professionals
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Bank executives and lending managers
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Real estate finance professionals
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Compliance and regulatory personnel
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Community and regional bank professionals
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Anyone involved in construction and real estate lending
Areas Covered in the Session
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Fundamentals of Construction Lending
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Types of Construction and Real Estate Development Loans
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Evaluating Borrower Strength and Repayment Sources
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Assessing Developer Experience and Project Management Capabilities
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Feasibility Studies and Market Analysis
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Reviewing Construction Budgets and Cost Estimates
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Loan-to-Cost (LTC) and Loan-to-Value (LTV) Analysis
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Underwriting Construction Loan Requests
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Structuring Construction Loan Terms and Covenants
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Interest Reserves and Contingency Planning
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Draw Request Review and Fund Disbursement Controls
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Construction Inspection and Progress Monitoring
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Managing Change Orders and Cost Overruns
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Identifying and Addressing Construction Loan Red Flags
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Regulatory Expectations and Credit Administration Best Practices
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Portfolio Monitoring and Problem Loan Management
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Case Studies and Real-World Construction Lending Scenarios
Instructor Details
Dev Strischek
Principal
Devon Risk Advisory Group
Dev Strischek A frequent speaker, instructor, advisor, and writer on credit risk and commercial banking topics and issues, Dev is principal of Devon Risk Advisory Group and engages in consulting, speaking and training on a wide range of risk, credit, and lending topics. As former SVP and senior credit policy officer at SunTrust Bank, Atlanta, he was responsible for developing, implementing, and administering credit policies for SunTrust's wholesale lines of business--commercial, commercial real estate, corporate investment banking, capital markets, business banking, and private wealth management. He also spent three years as managing director and credit approver in SunTrust's Florida commercial lending and corporate investment banking areas, respectively. Prior to SunTrust, Dev was chief credit officer for Barnett Bank's Palm Beach market. Besides stints at other banks in Florida, Kansas City, and Ohio, Dev's experiences outside of banking include CFO of a Honolulu construction company, combat engineer officer in the U.S. Army, and college economics instructor in Hawaii, Missouri, and Florida. A graduate of Ohio State University and the ABA Stonier Graduate School of Banking, he earned his M.B.A. from the University of Hawaii.
Dev serves as an instructor in the ABA’s Stonier Graduate School of Banking, the Southwestern Graduate School of Banking, the Pacific Coast Banking School, and the American Bankers Association's (ABA) Commercial Lending. His school, conference, and workshop audiences have included participants drawn from the ABA, RMA, OCC, Federal Reserve, FDIC, FFIEC, SBA, the Institute of Management Accountants (IMA) and the AICPA.
Dev has written about credit risk management, financial analysis and related subjects for the ABA's Commercial Insights, the Risk Management Association's RMA Journal, and other business professional journals. He is the author of Analyzing Construction Contractors and its related RMA workshop. A past national chair of RMA and former Florida Chapter president, Dev serves as a member of the RMA Journal's advisory board, and an ex-officio board member of the Florida and Atlanta RMA chapters. He also serves on the advisory board of the Atlanta Chapter of the Professional Risk Managers' International Association (PRMIA), and he has consulted on credit risk issues with banks in Morocco, Egypt, and Angola through the US State Department's Financial Service Volunteer Corps (FSVC)